Business Insurance

Anything Business is an Appointed Representative of NDI Insurance & Reinsurance Brokers Ltd who are authorized and regulated by the Financial Conduct Authority.

We offer the following business insurance products:

anything_business_iconDirectors and Officers Insurance

This insurance will indemnify you, Directors and Officers of a business, for claims (legal costs and certain expenses incurred) where you defend any claim for wrongful acts. This may provide insurance cover for claims of:

  • Neglect, error, or omission;
  • Libel, slander or mis-statement;
  • Actual or alleged breach of trust;
  • Breach of duty;
  • Breach of warranty of authority; and
  • Wrongful trading.

anything_business_iconOffice Insurance

This provides insurance in relation to the Office you occupy in the course of your Business. Generally it will include:

  • Buildings and contents;
  • Business Monies;
  • Personal Accident;
  • Glass Breakage;
  • Office contents in transit;
  • Business Liability, including Employers Liability, Public/Product Liability
  • Business Interruption;
  • Accounts receivable;
  • Equipment breakdown; and
  • Commercial legal protection

anything_business_iconProfessional Indemnity Insurance

This insurance is primarily aimed at Individuals or Companies who provide Professional advice and or Services.
Examples of the scope of cover includes:

Civil liability
Some PI policies provide indemnity ‘for any civil liability’, such as breach of contract, libel and slander.

Negligent act, error or omission
Indemnifies the policyholder against loss as a result of their negligent act, error or omission in carrying out the policyholders business.

Breach of duty
Provides indemnity against loss arising from any claim for breach of duty which may be made for neglect, error or omissions committed in the conduct of the insureds professional business.

anything_business_iconCyber Insurance

This insurance is available to cover the following:

Legal Expenses

Cover in the event of dispute with providers of IT systems, and current/ex-employees for breach of contract or restrictive covenants relating to Cyber Security and Multimedia issues

Cyber Liability
3rd Party Cyber Business Interruption
Includes damages and defence costs, and accidental loss of confidential information

System Restoration Costs
Following unauthorized modification by a hacker, malware or malicious activity of employees

Reputation Management Costs
Following damage by a hacker or malware which results in adverse publicity

Multimedia Liability
Covers damages and defence costs of a claim against you in respect of:

  • Libel or Slander;
  • Unintentional infringement of copyright, trademark or similar
  • Plagiarism;
  • Infringement of Privacy;
  • Unfair competition; or
  • Liability arising from the insured’s negligence in use of multimedia

Data Extortion costs
Costs of ending/preventing extortion by a hacker or other party

Crisis Management and Notification
Costs of managing the fall out of a data breach

Data Breach Penalty Defence
Covers costs of defending against a data breach penalty

1st Party Cyber Business Interruption
Covers the cost of non-physical business interruption in the event of loss of access or control of computer systems and their data

anything_business_iconDirectors, Officers and Approved Persons

If you are a Consumer Credit Business operating under the regulation of the Financial Conduct Authority, we have a unique policy that will cover all the of the standard Director and Officers’ issues listed above, as well as the costs of any investigation that the FCA would make into your business once you are fully authorised to trade by them.